Prepare Before Disaster Strikes

Stop Stressing. Start Protecting

Understand the Claim. Control the Outcome

ClaimHelpMe® | National Homeowner Preparedness Platform

Helping homeowners make informed decisions before, during, and after a property insurance claim

Start here—before you're forced to make decisions that can't be undone

NOW COMPLETELY FREE

Already dealing with a claim?
Need deeper step-by-step guidance?

Insurance companies do pay claims every single day.
Most homeowners just aren’t prepared before the process begins.

Search hundreds of individual topics covering property damage, construction, insurance estimating, mitigation, claims, denials, disputes, and real-world case studies.

Find the specific information you need, whenever you need it.

Search the ClaimHelpMe® Knowledge Base

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Should I Hire A Public Adjuster?

Before you sign anything, understand what a public adjuster actually does, what it costs, and whether you need one at all.


Recent Homeowner Questions

Heavy Rain, Flooding or Water in Your Home? What Should You Do First?

Current & New Homeowners:

The day you closed on your home, you should have been given this information.

But nobody explained what happens when you actually have to file an insurance claim.

Now you don't have to pay to find out.

ClaimHelpMe provides free educational guides to help you understand the process before, during, and after a property insurance claim.

Watch this video.

The education is FREE. The knowledge is invaluable.

Do You Really Want to Read 300 Pages of Text?

Or Do You Just Want Your Home Protected?

Stop Reading. Get the FREE Guides.

You don't have to learn insurance, estimating, or mitigation.

Give the guides to the professionals doing the work.

They're supposed to know. Now they have the information.

Everything is FREE.

Why Insurance Companies Actually Pay Claims

Most homeowners have been told the wrong story about insurance claims

Learn why most homeowner claim problems begin before the process starts — and how preparation changes everything.

Regardless of size of loss, even the smallest, require ALL the same steps.

HOMEOWNERS: YOU DON'T NEED TO LEARN INSURANCE ANYMORE

This Explains Why Homeowners Need These Guides BEFORE The Chaos Starts.

Understand the Entire Property Loss

Filing an Insurance Claim isn't a typical insurance book. Think of it as a field manual for understanding how an entire property loss works from beginning to end.

Mitigation. Contents. Documentation. Estimating. Contractors. Public Adjusters. Environmental issues. Construction. Insurance. Reconstruction.

They're not separate problems. They're pieces of one loss.

This approximately 120-page book connects those pieces and shows you what happens, what happens next, who gets involved, what commonly gets missed, and why decisions made early in a loss can matter later.

For homeowners: Keep it in your home before you ever need it. Hopefully it sits on the shelf for years untouched. But if you have a fire, hurricane, flood, water loss, tree impact or other major property damage, you won't be starting from zero while everyone around you is asking you to make decisions.

For professionals: See beyond your individual job. Understand how mitigation connects to estimating, how documentation connects to reconstruction, how construction connects to the claim, and how the entire loss fits together.

The deeper information throughout ClaimHelpMe is free.

The website is the knowledge base.
The book is the field manual.
THE GUIDES ARE THE DECISION & ACTION SHORTCUTS

Free Homeowners Insurance Claim Guides

Explore step-by-step guides that answer the most common insurance claim questions before you file

Fire

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Water

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Sump-Pump Failure

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Flood

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Wind Damage

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Boiler Failure

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Heater Failure

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Hot Water

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Roof Damage

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Back-Up

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Toilet Overflow

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Pipe Burst

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Mold Damage

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Soot

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Smoke

Fire | Water | Sump-Pump Failure | Flood | Wind Damage | Boiler Failure | Heater Failure | Hot Water | Roof Damage | Back-Up | Toilet Overflow | Pipe Burst | Mold Damage | Soot | Smoke

👉 The Reality of Insurance Claims — Watch First

What you’re about to hear is how this system actually works when everything is on the line.

If you’ve never been through a claim before, this will change how you think about everything that happens next.

🎥 Podcast 1 👉 How Claims Actually Work (From Start to Finish)

A real conversation explaining what most homeowners aren’t told—and what actually determines your outcome.

B2B with Randy & Craig July 2025

Breakdown of how claims go wrong—from hiring decisions to how money gets spent before repairs even begin.

Investor Fuel Real Estate Podcast 2025

What Carriers See That No One Explains

A direct look at how claims are actually reviewed — and why they slow down when estimates don’t align.

👉 See How Insurance Claims Actually Move — From the Carrier’s Side

👉Why Your Insurance Claim Isn’t Moving — Explained From the Carrier’s Side

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